PBT Payment Solutions
A Leading Payment Service Provider

PBT Payment Solutions

A Payment Service Provider (PSP) that operates in Cyprus and Greece and is managed by Data Pulse Technologies. Streamlining the payment flow and processes online and offline transactions with ease

PBT Payment Solutions logo
Client
PBT Solutions
Industry
Fintech
Timeline
8 months
Team Size
1 Designer, 6 engineers

The Challenge

Operating as a full-scale Payment Service Provider (PSP) in multiple regions demands both operational efficiency and unwavering reliability. Manual merchant onboarding, fragmented transaction processing, and limited fraud protection often slowed growth and increased risk. The absence of real-time financial insights and scalable infrastructure made it difficult for merchants and financial institutions to manage payments efficiently and securely.

Key Pain Points:

Merchant onboarding is a complex process and a system should be in place to automate it.

Payment Service Providers may suffer from transaction failure as well as security and fraud risks.

Lack of real-time financial insights for clients and users

Target Users:

Merchants

Financial Institutions

Ecommerce Platforms

Challenge illustration

Our Solution

Data Pulse Technologies engineered PBT Payment Solutions to automate merchant onboarding, enhance transaction reliability, and strengthen fraud prevention with AI-driven systems

Clean, modern desktop interface with intuitive navigation

Clean, modern desktop interface with intuitive navigation

Intelligent Payment Routing

Machine learning algorithms to dynamically select the best acquirer, optimizing transaction success rates and minimizing failures.

Transaction Monitoring

AI-powered fraud detection and event-driven architecture to monitor and flag suspicious transactions in real-time.

Role-Based Access Control

Secure user access with OAuth2 authentication, API rate limiting, and granular role-based permissions

Automated Merchant Onboarding

Instant merchant registration with automated KYC, AML verification, and document recognition

Scalable Microservices Architecture

Migrated from a monolithic system to microservices, ensuring high availability, independent, and module scaling

Secure Payment Integration

Implemented multiple payment gateways with PCI-DSS compliance, fraud detection, and seamless checkout experience.

Technology Stack

Frontend

React JS

Backend

Java

Database

YugaByteDB

Results & Impact

PBT Payment Solutions delivered tangible results within months of launch from operational efficiency and user adoption to technical performance and client satisfaction

Transaction Speed

+3.5x

Multi-Threaded Handling

Fraud Detection Accuracy

99.7%

Real-Time Risk System

Merchant KYC Approval

Instant

Automated Onboarding

Platform Uptime

99.99%

Near-Zero Downtime

Results and impact visualization

Client Testimonial

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The work of Data Pulse Technologies in improving the platform’s speed, reliability, and security has allowed us to process online and offline payments effortlessly, while the real-time dashboards give us complete visibility over our operations. We’re confident we’re in safe hands with Data Pulse Technologies as our partner.

George Aristodou

CEO, PBT Inc.

Case Studies

All case studies

The impact of Data Pulse Technologies is best seen in action, through the custom software, AI solutions, and full stack development projects we've successfully delivered across industries.